How Debt Breakers can rescue you from your monthly debt repayments.
If you cannot afford your current monthly debt repayments you cannot be forced to pay it.
When you are registered for debt review no creditor may blacklist you
No Creditor is allowed to reposses your home, car or assets when you are under debt review.
You are protected by the National Credit Act once placed under debt review
Debt Breakers will ensure that you become debt free without borrowing again.
Worrying about debt will be a thing of the past.
Contact Debt Breakers
Give your payslip, your ID document and all your monthly repayments to the debt counsellor. You'll also need to provide a monthly budget of other expense, such as food and petrol.
Our debt counsellors will work out if you are over-indebted (if your payments are simply unaffordable on your current income).
Our debt counsellors will crunch the numbers with you and work out how much you need to live on and what is available to repay debts. A provisional repayment plan will then be calculated for you.
Once you have accepted the provisional repayment plan. Our Debt Counsellor will contact your credit providers informing them of your application and retrieve the exact balances, interest and addition information from them.
New agreements will then be reached between our Debt Counsellor and your credit providers on your behalf. The final repayment plan will then be submitted to our Payment Distribution Agency.
Frequently Asked Questions